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Introduction Nigeria’s digital lending ecosystem has experienced rapid growth over the past few years, driven by fintech innovation, increased smartphone penetration, and rising demand for quick and accessible credit facilities. From salary advance applications to buy-now-pay-later
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INTRODUCTION The question of whether a bank may lawfully restrict or freeze a customer’s account without first obtaining a court order has long occupied a central place in Nigerian banking and constitutional jurisprudence. For decades, the
Read MoreIntroduction The banking sector is crucial for economic development and stability, acting as a key player in financial intermediation, facilitating payments, and providing a secure place for deposits. In Nigeria, the Central Bank of Nigeria (CBN)
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